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BUSINESS INSURANCE
      
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Office Insurance
      
      
The business is up and running, you have your own office space. To make sure that all the effort and money you have invested in your business doesn't disappear when a disaster strikes you have to protect it with the appropriate insurance.

Office Insurance provides insurance protection against financial losses related to buildings insurance and contents insurance as well as tenants' improvement cover.
        
Key parts of Office Insurance
      
Liability Cover
      
Public Liability - covers you in the event of a bodily injury or death to a member of the public or damage to a third partie's property on your premises. A third party could claim that as a direct result of your negligence they have suffered a loss whether it is damage to their property or that they have suffered a bodily injury. Public Liability Insurance covers the cost of these claims.
      
      
Employers Liability - Employers Liability covers your Legal Liability for bodily injury or disease sustained by an EMPLOYEE which arises out of and in the course of his/her employment by YOU in connection with your BUSINESS.
      
Material Damage to:
      
Buildings- building cover provides you with protection against costs like structural or weather damage e.g. flooding or subsidence, cover for walls, gates and fences, landlord’s fixtures and fittings and underground pipes and cables for which you are responsible.
      
Contents - The risks faced here include damage or theft of your possessions and any non-permanent contents like: desks, money, computers and other office equipment. Each small office insurance provider will provide varying levels of cover here. Rooney Insurances will help you to choose policy that meets your business’s individual needs

* Computer cover can include loss of data, breakdown cover and material damage and also the increased cost of replacing lost data
      
Tenant's improvements - cover provides cover against any alterations or improvements made to the small office. Some owners are renting a premises and have to fit the office out at their own cost - ceilings, shelving, wiring, electrics , lighting, doors, shop front, Glass, Signs etc... .
      
      
      
      
More Details on what is covered by office insurance policy here
Frequently asked questions
Frequently asked questions about BUSINESS INSURANCE
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Rooney Insurances Ltd is authorised by the Financial Regulator as a Multi-Agency Intermediary.
      
Rooney Insurances Limited - c/o Martin & Garvan Insurances, 96 Upr. Drumcondra Road, Dublin 9
        
Phone: +353 (01) 837 9276        Fax: +353 (01) 833 3515        Email: info@rooneyinsurances.ie        Powered by: go2web